Our new next generation digital banking platform focuses on enhancing your banking experience, offering several new features and settings to make managing your finances easier and more convenient than ever before.

• User-Friendly Design: Our new platform offers a modern and intuitive interface, making it easier for you to navigate and manage your finances. In addition, it provides you with the tools you need to achieve your financial goals.




• Expanded Alerts: Stay informed about your account and card activity (both for Visa Debit Cards and Visa Credit Cards) with our expanded alerts feature, which allows you to customize notifications for various transactions and account actions. You can also choose how you want to receive your alerts - by email, text, and/or push notifications.
  
  To receive account related alerts by text please first confirm your cell phone number:
  Tools → Settings → Contact → Mobile → select edit pencil, check the box and SAVE changes
  
  Set Up Alerts:
  Online Banking: Tools → Alerts
  Mobile App: More → Tools → Alerts




• Enhanced Security - Control Over Two-Factor Authentication: You can require that a code be sent to you for each online banking log-in. Third party authentication apps may be used. Also, under the Alerts section, you can opt to receive an alert anytime online banking or the app is accessed.
  
  Settings (head or picture loaded icon at top of page) → Security → Two-Factor Authentication




• Account Aggregation: View all of your accounts in one place by linking external accounts to your digital banking profile, providing you with a comprehensive overview of your finances and a view of your spending patterns. Transactions from external accounts can be brought into the monthly expense tracking and the recurring expense segment allocations on the Financial Wellness - Spending page.
  
  Online Banking: Dashboard → Link External Accounts
  Mobile App: Accounts→ Open or Link an Account (at bottom)
  
  You will need your sign in credentials for your external accounts.




• Free Credit Report Monitoring & Personalized Tips: Keep track of your credit health effortlessly with our integrated free credit report monitoring tool, which includes regular updates and insights into your credit score. You'll also receive personalized tips on how to increase your credit score and optimize your financial health. Our credit score simulator will show you what could happen to your score if you were to take certain actions.
  
  Online Banking: Dashboard → Show Full Report under Savvy Money>
  Mobile App: Accounts → Credit Score (at bottom)




• Financial Checkup: You can now get a comprehensive overview of your financial health with our financial checkup feature. Simply answer some questions about your income, expenses, debts, savings, and investments, and get a financial health score that reflects your current situation. You can also get personalized recommendations on how to improve your score and reach your financial goals.
  
  Online Banking: Dashboard→ Show Full Report under Savvy Money → Financial Checkup → Take an Assessment
  Mobile App: Accounts → Credit Score (at bottom) → Financial Checkup → Take an Assessment




• Track Expenses: You can categorize expenses for the current month and for recurring expense tracking. On the spending page, you can use the filter at the top of the graph to select what accounts you want to include. For the recurring expenses, if you don't want an expense included, click on it to mark it as not recurring.
  
  Online Banking: Financial Planning → Spending
  App: More→ Financial Planning → Savings Goals (will bring up Spending & Savings Goals)




• Savings Goals Tracking: Set up and track your savings goals, whether you're saving for a vacation, a car, a home, emergency fund or anything else. You can set the amount and deadline, allowing you to visualize your progress and stay motivated as you work towards achieving your financial objectives. Plus, you can set up automatic transfers to achieve your goals.
  
  Online Banking: Log in → Financial Planning → Savings Goals
  Mobile App: Log in → More → Financial Planning → Savings Goals

To explore our next generation digital banking, simply log into Online Banking or download the latest version of our mobile app from the App Store or Google Play Store.