Enjoy all the benefits of our Direct Deposit Checking account, PLUS, earn an awesome high yield rate with our VIP Checking account! Simply meet the easy requirements to earn a higher dividend rate on your balance up to $15,000. All of our checking accounts offer a Mobile App with Mobile Check Deposit1 and Bill Pay, Online Banking with transfer of funds in and out of Market USA, and a Visa Check Card with Cash Back - All for Free! Plus, all of our checking accounts have NO minimum balance fees and NO per check charges. You can also enjoy access to 30,000 surcharge-free ATMs, a network of 5,000 Shared Branches nationwide plus our three branches, overdraft protection options and our Member Service Center (you can text, call, email or secure message us inside our Mobile App or on our website).
VIP Free Checking Rates | |||
VIP | APY Balance | APY | Dividends Compounded/Credited |
Platinum Tier | $0.01 | 3.01% | Monthly/Monthly |
Gold Tier | $0.01 | 2.01% | Monthly/Monthly |
*APY applies to balances thru $15,000; balances above $15,000 earn the APY paid on regular checking accounts. One account per member/SSN. | |||
Rate Disclosures View All Rates |