Market Center

Members Impacted by Hurricane Florence

Our thoughts are with members who are impacted by Hurricane Florence. If you have damage due to the storm, we are here to help. Our Natural Disaster Assistance Loan offers our lowest signature loan rates, a variety of terms, and amounts from $1,000 - $10,000.

We also want to make sure you are aware of the options available to access your accounts:

  • Review balances, look up recent transactions, transfer funds, and more with Online and Mobile Banking. If you are not currently registered for this service, you can enroll online. Then visit your app store to download our Mobile App.
  • Thousands of surcharge-free ATMs and Shared Branches through the CO-OP Network.
  • Deposit checks from your mobile device with Mobile Check Deposit (checking account required).* This service is available through our Mobile App.

If you have a loan and need to extend your due date, please email Member Services or call 1-800-914-4268. We can also discuss your individual situation if you need additional help.

We hope you and your family stay safe and sound.

Google Play App Store

*Membership must be established for at least 90 days; checking account must be opened for at least 30 days; account must be in good standing; primary account holder must be at least 13 years of age.

Use Your Visa for a Chance to Win THE ULTIMATE SUPER BOWL LIII FAN EXPERIENCE

You want the Super Bowl of your dreams. We want to bring you closer to the action. Use your Visa between 9/1/18 - 11/15/18 for a chance to win the Ultimate Super Bowl LIII Fan Experience. No purchase or obligation necessary to enter or win (see below for details).

  • Prize Includes:
  • Two (2) tickets to Super Bowl LIII
  • Pre-game coin toss experience*
  • A $1,000 private shopping spree at the NFL Shop at Super Bowl LIII with an NFL player
  • Air, hotel, and ground transportation in Atlanta, GA

*Subject to change.

NO PURCHASE OR OBLIGATION NECESSARY TO ENTER OR WIN THE VISA 2018 NFL SWEEPSTAKES. Open only to legal 50 U.S. & D.C. residents who are 18 or older as of 9/1/18. Void in P.R. and where prohibited. Begins at 12:00 AM PT on 9/1/18, and ends at 11:59PM PT on 11/15/18 ("Promotion Period"). TO ENTER: 1) Automatic Entry: An eligible Visa cardholder will automatically receive one (1) Sweepstakes entry for each eligible Visa purchase made during the Promotion Period at a participating merchant location in the U.S. 2) To Enter by Mail Without Purchase or Obligation: Hand-print your name, street address, city, state, ZIP code, and daytime and evening telephone numbers (including area code) on plain 3" x 5" paper, and mail it in a #10 envelope with sufficient postage affixed, to: Visa 2018 NFL Sweepstakes, P.O. Box 7760, Melville, NY 11775-7760. Mailed entries must be postmarked between 9/1/18 and 11/15/18, and received by 11/26/18. Enter as often as you wish; however, each mailed entry will count as one (1) entry into the random drawing and must be mailed in a separate postmarked-and-stamped envelope. Mechanical reproductions prohibited. PRIZE: The Ultimate Super Bowl LIII Fan Experience consisting of a 4-day/3-night trip for two (2), to see Super Bowl LIII in Atlanta, GA from 2/1/19 to 2/4/19; including two (2) tickets to Super Bowl LIII, the opportunity to watch the pre-game coin toss (subject to availability), air transportation, ground transportation in Atlanta, GA, hotel accommodations, two (2) tickets to Super Bowl Experience, a private $1,000 shopping spree at the NFL shop, Visa Super Bowl-themed merchandise, a $250 Visa Prepaid Product and $6,600 cash (awarded in the form of a check). Total ARV: $22,600. ODDS: Estimated odds of winning are 1 in 13,029,968,071; however, the actual odds of winning depend upon the total number of eligible entries received. Sweepstakes subject to complete Official Rules, available at www.visa.com/NFLUltimateFanExperienceFullRules. SPONSOR: Visa U.S.A. Inc., P.O. Box 8999, San Francisco, CA 94128-8999. The NFL Entities have not offered or sponsored this Sweepstakes in any way.

New Online and Mobile Banking Now Available!

We're excited to announce that our new Online Banking service is here - and we've made the transition as seamless as possible. You can login using your existing User Id, security answers, and password.

  • Many of the great features within our existing Classic Internet Banking are available in our new site, including e-statements, mobile deposit, bill pay, and more. Plus, Online Banking now offers enhanced options including:
  • A better banking experience with a more user-friendly look and feel
  • The ability to see your accounts in one place, including joint accounts
  • Transfer funds to other Market USA members
  • Use the Mobile App's Quick Balance feature to view your balance without logging in.
  • Customization that allows you to hide, show, and sort accounts the way you want to
  • Dashboards on saving, spending and balances
  • Access to PayPal for transferring money (this will replace PopMoney)
  • And more!

In addition, biometric features are now available in our Mobile App, making it more convenient for you to sign in using your fingerprint or eye scan.

Log into experience New Online Banking today!

Important Information About Mobile Check Deposit

Market USA's Mobile Check Deposit service offers a convenient, easy, and secure way for you to deposit checks, without ever stepping foot in a branch. For those of you already taking advantage of this great service, a change has been made to how a Mobile Check Deposit should be endorsed. To help ensure your e-deposit will be accepted, please include the check number in your endorsement. For example, if your check number is 6524, the endorsement should say "Check # 6524 for e-deposit only at Market USA."

If you are new to Mobile Check Deposit, here are instructions on how to use this service.

Lower Your Loan Payments with Our FlexPay Program

If you have a Market USA auto or personal loan, and are looking to save on your monthly expenses, you may be eligible to use our new FlexPay program! With a few easy clicks, you can extend the term and lower your monthly payments - the entire process is completed securely online. To get started, simply sign into Online Banking or Mobile Banking through our website (not the mobile app), and select FlexPay next to your loan. Your current loan information will already be pre-filled on the FlexPay screen. You can adjust the dial until you find the term and monthly payment that fits your needs. Once you select the Extend Term button, e-sign and submit your loan documents, and you're done! Visit our FAQs for more details.1

Switch and Save with our Visa Platinum Card

Don't spend your hard earned money on fees and higher interest rates. Our Visa Platinum cards offer NO balance transfer fees, NO cash advance fees and NO Annual Fees. Plus, we offer great low rates - that's the credit union difference!

  • Low 3.90% APR2 introductory rate for 6 months
  • Rates as low as 11.00% APR2 after six-month introductory period
  • Credit line up to $20,000
  • Save big by transferring higher-rate balances to your Market USA Visa
  • Choose between Visa Platinum and Visa Platinum with Rewards. Redeem your points for hotel stays, vacations, merchandise, air travel and more!

Apply online, call 1-800-914-4268 or stop by any branch. Don't forget to move higher-rate balances to your new Market USA Visa Platinum card!

Footnotes

  1. A minimal processing fee per loan will be charged to your saving or checking account based on your monthly payment. Excludes Mortgage, Home Equity and Credit Card balances. Interest will continue to accrue on unpaid loan balance. To qualify for extension, loan must be open for at least 90 days and in good standing.Certain restrictions apply. Call for details.
  2. Annual Percentage Rates (APRs) effective 6/14/18 and subject to change. 3.90% introductory APR is valid for 6 months from initial card issuance. Thereafter, the variable rate will be between 11.00% and 18.00%. The APR is calculated as Prime + a margin between 6.00% and 16.00%. Prime is currently 5.00%. Actual rate may vary and is based on an evaluation of applicant's credit and the type of card selected.