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Important Information About Mobile Check Deposit

Market USA's Mobile Check Deposit service offers a convenient, easy, and secure way for you to deposit checks, without ever stepping foot in a branch. For those of you already taking advantage of this great service, a change has been made to how a Mobile Check Deposit should be endorsed. To help ensure your e-deposit will be accepted, please include the check number in your endorsement. For example, if your check number is 6524, the endorsement should say "Check # 6524 for e-deposit only at Market USA."

If you are new to Mobile Check Deposit, here are instructions on how to use this service.

Catch a Wave......of Summer Fun!

Apply for our low-rate Summer Loan, then relax and enjoy a beach trip, a family reunion... or just about any other summertime plans!

  • Rates as low as 7.59% APR*
  • Borrow up to $3,000
  • 12-month term

Apply online, at any branch, or call 1-800-914-4268.

*Annual Percentage Rate current as of 6/1/18. Offer available until 9/30/18. Rates are based on an evaluation of each applicant's credit. Your actual rate may vary. Rate includes a 0.25% discount for automatic payment, and an additional 0.50% discount for having a qualifying Rewards Relationship. To qualify for a Rewards Rate, you must have e-Statements and one of the following: (a) direct deposit of at least $500 per month and an active Market USA checking account, or (b) at least $25,000 on deposit. Payments at 7.59% APR for 12 months are approximately $87.04 per $1,000 per month. Financing for qualified Market USA members.

Announcing Quick Pay! Pay loans online with your bank card!

Quick Pay is our new self-service loan payment feature. This convenient new option allows you to make real time payments using your bank card. Follow the easy prompts to submit your payment today! There is a fee for using this service.

In addition to our newest payment method, we offer multiple low-cost ways to pay your loan.

Pay Bills the Easier Way and Get Rewarded!

Add and Pay two new payees and receive a $5 eGift card!*

Make the most of your time this spring and summer and earn $5 when you add and pay two new payees!

  • Just complete the following between May 1, 2018 and June 30, 2018:
  • Add 2 new payees using online Bill Pay
  • Pay 2 new payees using online Bill Pay
  • Receive a $5 eGift card* (Maximum of one, $5 eGift Card awarded per account holder)
  • And remember with Market USA Bill Pay you can:
  • Pay all your bills in one place
  • Stay organized by viewing details of all of your past payments
  • Receive eBills and bill payment reminders automatically

Get started today!

To qualify for this one-time $5 eGift Card, the Bill Pay subscriber must complete a minimum of two (2) qualifying transactions from the same bill pay account between May 1, 2018 and June 30, 2018.

A qualifying Bill Pay transaction is adding and paying a new biller through participating Credit Union. Qualifying Bill Pay transactions must be at least $10 and must be sent to a unique party with a different mailing address from the Bill Pay subscriber; payments to oneself are excluded.

The $5 eGift Card will be processed by July 20, 2018 under this campaign after which time the participating Credit Union may close this campaign.

Maximum of one, $5 eGift Card awarded per account holder.

To be eligible for the bonus, the checking account from which the Bill Pay transactions were made must remain open at the time of offer fulfillment. Any Bill Pay subscriber who meets the qualification requirements as of June 30, 2018 but whose checking account to be credited is no longer in open status when the credit is paid will not receive the bonus. Any applicable taxes associated with this offer are the responsibility of the account holder.

Business accounts are excluded. Employees of Fiserv, Inc. and their respective parent and affiliate companies, as well as board members and the immediate family (spouse, parents, siblings and children) and household members of each such employee are not eligible. Rules are subject to change without notice.

All product and company names are trademarks™ or registered® trademarks of their respective holders. Use of them does not imply any affiliation or endorsement.

For promotional use only. Not responsible for lost or stolen reward codes; includes all applicable taxes and fees. Reward code may only be used once and will carry no balance. May not be combined with other promotional codes, gift cards or offers. Individual rewards subject to unique terms and conditions. Additional terms and conditions apply to use of the eGift Card. Offer only redeemable in the U.S.

Lower Your Loan Payments with Our FlexPay Program

If you have a Market USA auto or personal loan, and are looking to save on your monthly expenses, you may be eligible to use our new FlexPay program! With a few easy clicks, you can extend the term and lower your monthly payments - the entire process is completed securely online. To get started, simply sign into Internet Banking or Mobile Banking through our website (not the mobile app), and select FlexPay next to your loan. Your current loan information will already be pre-filled on the FlexPay screen. You can adjust the dial until you find the term and monthly payment that fits your needs. Once you select the Extend Term button, e-sign and submit your loan documents, and you're done! Visit our FAQs for more details.1

Switch and Save with our Visa Platinum Card

Don't spend your hard earned money on fees and higher interest rates. Our Visa Platinum cards offer NO balance transfer fees, NO cash advance fees and NO Annual Fees. Plus, we offer great low rates - that's the credit union difference!

  • Low 3.90% APR2 introductory rate for 6 months
  • Rates as low as 10.75% APR2 after six-month introductory period
  • Credit line up to $20,000
  • Save big by transferring higher-rate balances to your Market USA Visa
  • Choose between Visa Platinum and Visa Platinum with Rewards. Redeem your points for hotel stays, vacations, merchandise, air travel and more!

Apply online, call 1-800-914-4268 or stop by any branch. Don't forget to move higher-rate balances to your new Market USA Visa Platinum card!


  1. A minimal processing fee per loan will be charged to your saving or checking account based on your monthly payment. Excludes Mortgage, Home Equity and Credit Card balances. Interest will continue to accrue on unpaid loan balance. To qualify for extension, loan must be open for at least 90 days and in good standing.Certain restrictions apply. Call for details.
  2. Annual Percentage Rates (APR) effective 04/01/2018 and subject to change. 3.90% introductory APR valid for six months from initial card issuance. Thereafter, the variable rate will be between 10.75% - 18.00%. The APR is calculated as Prime + a margin between 6.00% - 16.00%. Prime is currently 4.75%. Actual rate may vary and is based on an evaluation of applicant's credit.