It's commonplace to find a variety of fees being charged at any financial institution. What makes Market USA different? We are committed to serving your best interests - and to helping you improve your financial health and reach your goals.
With that in mind, we'd like to tell you how you can avoid certain fees and keep more money in your pocket!
Privilege Pay is designed to provide coverage in the event of an accidental overdraft. Should you choose to use it for an emergency cash need, we suggest writing a single check for the necessary funds, in order to minimize any fees that you incur. You can also apply for a Personal Line of Credit and use it as overdraft protection to avoid accessing Privilege Pay when overdrafts occur.
Did you know that you can set up e-Alerts to notify you when your balance reaches a certain level? Use this feature to notify you when your balance is getting low, so that you can make a deposit and avoid any fees if necessary.
Avoid costly fees by using our ATM locator to find surcharge free ATMs near you. Additionally, you can avoid fees by using your card to get cash back when making a purchase. In addition to machine surcharges, Market USA charges a $1 fee for ATM transactions. You can get 8 free transactions each month simply by signing up for Direct Deposit!
Our Holiday Club & Vacation Club accounts are designed to save for specific purposes, and as such, provide a limited number of withdrawals each year. If you think you'll need to access the funds more often, you can open a sub-savings account instead and avoid the excess withdrawal fees.
Savings accounts are not considered "transaction" accounts - and because of that, regulations limit the number of times you can complete certain types of transfers1-800-914-4268., made from your savings accounts, to six transfers each month. If you exceed that limit, we charge a $10 fee and send a warning letter regarding the activity. To avoid the fee, open one of our free checking accounts today! You can complete unlimited transactions at no charge, earn dividends, and sign up for convenient services such as e-Statements, e-Alerts, free Bill Pay, Mobile Deposits, and more! To open a Checking Account today, log onto Online Banking or contact our Member Service Call Center at
*During any month, you may not make more than six withdrawals or transfers to another credit union account of yours or to a third party by means of a preauthorized, automatic, or computer transfer, telephonic order or instruction, or by check, draft, debit card (if applicable), or similar order to a third party. If you exceed the transfer limitations set forth above, you will be charged a fee and your account will be subject to closure by the credit union.